PayPal is a fantastic service, one I use every day for both my personal and business life. I run multiple pre-approved transactions on there, for subscriptions to a variety of services. Today I wanted to share with you how to cancel a pre-approved payment on PayPal if for example you’ve decided you no longer require …
It can be tempting to pay off our overdraft, either in full or with a minimum repayment using a credit card. Especially if the credit card has a lower interest rate than what’s being charged by the bank for your overdraft. However, whether it’s permitted and whether it negatively impact your credit score is what …
Answered: Can You Pay Off An Overdraft With A Credit Card? Read More »
We live in a world of instant gratification. The “buy now; pay later” culture and “expense by credit card” lifestyle, seems to be reigning supreme and with Christmas around the corner, what better than to shop till we drop for our loved ones and stick it on a credit card! “After all, it is Christmas …
The Purpose of Sinking Funds & Why You Should Have Them! Read More »
Overdrafts are perhaps the simplest form of borrowing money from a bank or financial institution of any kind. However, just because taking out an overdraft is easy doesn’t mean it shouldn’t be carefully considered prior to the decision. In this post, we’ll be discussing the basic principles of how an overdraft works and how to …
What Happens If You Don’t Pay Back Your Overdraft Read More »
Debit cards are great, in fact I rarely leave the house without mine and carry very little cash. However, there can be times in which your debit card is declined. If this has happened to you, here’s a number of reasons why that might be, and how you can quickly resolve the situation and get …
Are you wanting to gain a better understanding of YNAB’s age of money feature? I recently confessed that after a long term love / hate relationship with the budgeting software YNAB. I’m a full-time user, and lover of the software, I finally ‘get it’ so to speak. YNAB is different from other budgeting applications on …
