Overdrafts are perhaps the simplest form of borrowing money from a bank or financial institution of any kind. However, just because taking out an overdraft is easy doesn’t mean it shouldn’t be carefully considered prior to the decision. In this post, we’ll be discussing the basic principles of how an overdraft works and how to …
Debit cards are great, in fact I rarely leave the house without mine and carry very little cash. However, there can be times in which your debit card is declined. If this has happened to you, here’s a number of reasons why that might be, and how you can quickly resolve the situation and get …
Are you wanting to gain a better understanding of YNAB’s age of money feature? I recently confessed that after a long term love / hate relationship with the budgeting software YNAB. I’m a full-time user, and lover of the software, I finally ‘get it’ so to speak. YNAB is different from other budgeting applications on …
Are you wondering whether or nor you get taxed more on a second job in the UK? A second job is a fantastic way of adding to your savings, paying down debt or simply expanding your repetaue of education and services. However, getting taxed on your earnings might make a second job financially unviable. In …
Are you looking for the best sinking fund categories for your budget? or ideas for sinking funds that might suit you? I remember when I first heard about sinking funds, and while I’d known about the method for a long time, I’d actually never found (or even knew it had a name). Today, sinking funds …
Are you wondering how to organize your sinking funds? I love my budget, and I love sinking funds, but I like everything to be organized in a certain way. Figuring out the best organization method for my sinking funds has been tricky. However, over the last six months, I’ve managed to really refine my organisation …