Childminder Home Insurance – Who To Get It From And How Much It’ll Cost
Are you thinking of becoming a childminder to earn extra money? While childminding can be a rewarding experience, it can also be a scary one and you should be sure to thoroughly research the profession before making any decisions.
Before getting into this post a quick word of warning. I am not a financial advisor and can not advise you on which company to choose. This article is for reference purchases only and I am in no way liable for any purchases or decisions you make as a result of this. Please do your own research on a company before choosing them as your childminder home insurance provider and speak to a financial advisor or registered specialist where required.
One thing you’ve probably noticed during your research is the need for specific childminder home insurance. Afterall you’re going to be running a business looking after tiny humans from your own home. While you can speak to your current home insurance provider to see if they have an option or any plans to suit your needs, you’ll probably find they don’t. In that case, you’re going to want to find a specialist in the home insurance of childminders field. Here are some companies that offer such a service;
Childcare.co.uk is a kind of like Facebook for those offering their services as a childminder and those looking for a childminder. Should you register as a gold member and find those looking to use your childminding services through the Childcare.co.uk website then you’re eligible for the insurance they offer. This includes (at the time of writing);
- £10,000,000 of free Public Liability insurance, underwritten by Markel International Insurance Company Limited.
- Free public liability covers for up to 2 additional care providers working under the direct supervision of the policy holder. This means cover is included free for childminder assistants.
- The policy also includes £100,000 of free Professional Indemnity Insurance.
- If you employ up to 2 staff, assistants or apprentices that work under your direct supervision then you can also receive £10,000,000 of free Employers’ Liability Insurance.
Morton Michel is a childcare insurance specialist company. The company offers a vast range of childcare insurance policies that can easily be tailored to your exact needs and requirements.
The company has a total of 54 years experience in the field, and you’re able to request a quote for the childcare insurance you need online in a matter of minutes.
Home Protect covers insurance in a number of different niche businesses including childminding. The childminder home insurance policy issued by Home Protect has a range of benefits and features that will protect your property, your possessions and your office equipment.
These include; public liability, accidental damage cover, legal expenses and additional cover options can be tailored to meet your needs.